Coming to iOS & Android · 2026

Your money coach, in your pocket.

Everything Boss Finances does — budgeting, credit, debt, savings, and Boss Money AI — reimagined for the phone you already check 96 times a day.

9:41
Good morning
Trevor
TJ
Safe to spend
$640
▲ on track this month
Credit
712 ▲
Debt
$11.2k
Saved
$2.4k
Your pillarsAll ›
Cut the Capital One APR
Debt · next move
-$47/mo
Top off emergency fund
Savings · $300 left
96%
Home
Pillars
Boss AI
Goals
Home dashboard

Your whole money picture — at a glance.

Open the app and see exactly where you stand: what's safe to spend, your credit, your debt, your savings, and the single next move that matters most today.

  • Real-time "safe to spend" before payday
  • All nine pillars in one tap
  • Your next concrete move, surfaced for you
9:41
Good morning
Trevor
TJ
Safe to spend
$640
▲ on track this month
Credit
712 ▲
Debt
$11.2k
Saved
$2.4k
Your pillarsAll ›
Cut the Capital One APR
Debt · next move
-$47/mo
Top off emergency fund
Savings · $300 left
96%
Home
Pillars
Boss AI
Goals
Credit, decoded

Watch your score — and why it moves.

See your score, what's driving it, and the exact move that would help most — in plain English. Education and coaching only; you send any disputes yourself.

  • Score with the factors behind it
  • Score-impact tips before you act
  • Push alerts when something changes
9:41
Pillar 02
Credit
TJ
712
+18 pts this month ▲
300Good850
What's moving it
Payment history
96%
Utilization
22%
Credit age
Fair
Pay before statement close
Boss AI · could add ~15 pts
Home
Pillars
Boss AI
Goals
Goals & progress

Set a goal. Watch it happen.

Emergency fund, debt-free date, down payment — set the target and the app automates the transfers, tracks every dollar, and celebrates the milestones with you.

  • Cash-flow-aware auto-transfers
  • Milestone nudges that keep you going
  • Live progress across every goal
9:41
Your
Goals
TJ
Emergency fund
40%
$2,400 of $6,000 · +$300/mo
Debt-free
38%
$11.2k left · debt-free Feb 2028
Down payment
12%
$3,600 of $30,000 · ~14 mo to go
Milestone hit 🎉
First $2k saved
Home
Pillars
Boss AI
Goals
Built for mobile

Designed for the on-the-go money moment.

The decisions that shape your finances happen on your phone — in line, before a purchase, after payday. The app meets you there.

Smart push nudges

A heads-up before a bill, when your score moves, or when you're about to overspend.

Boss AI, one tap away

Ask anything about your money and get a grounded answer in seconds, anywhere.

Face ID & bank-level security

Biometric lock and read-only connections. The app can see your numbers, never move your money.

Home-screen widgets

Safe-to-spend, credit score, and goal progress right on your home screen.

Be first when the app drops.

The Boss Finances app launches alongside the platform in 2026. Claim a Founding Seat for early access — and lock $299 for life.

iOS & Android · founding pre-sale open now · 500 seats